Expert Mortgage & Loan Brokerage
Mortgages and Loans
Free for clients. We’re paid by the bank — you get the guidance.
Are you looking to secure a mortgage that aligns with your financial needs? Our team at Czechia Brokers is in the business of saving time and specializes in personalized mortgage solutions to help you achieve your homeownership dreams. Whether you're buying your first property or refinancing an existing mortgage, we're here to make the process smooth and transparent. Whether you are from the EU or other parts of the world, we are here to assist you in your journey to home ownership.
Better terms — not just “a rate”
We compare the full market, negotiate, and use non-public offers when available.
Paperwork? We’ll drive it.
Docs checklist, translations, bank requests, notary/agent comms — handled end-to-end.
Built for expats and cross-border income
We know what banks ask for with foreign income, visas, and different contract types.
Not sure where you stand? Start here.
In a short call you’ll leave with clarity — and a plan.
- A realistic budget + what banks will likely accept
- A rate range and recommended next step (mortgage vs. refinance vs. equity loan)
- A document checklist tailored to your situation
How It Works?
Getting started is a breeze!
We're here to make mortgages and loans simple and straightforward. Just leave us your contact details, and one of our friendly experts will reach out to chat about your needs.
Let's Have a Chat
We'll kick things off with a short chat—over coffee, phone, or online, whatever suits you best. Tell us what you're looking for, and we'll get a feel for how we can help.
Your Personalized Plan
Once we understand your needs, we'll create a plan that works for you. Whether it's a mortgage or other financing, we'll make everything clear and find the best option available.
Application & Approval
When you're happy with the plan, we'll take care of the application. From paperwork to negotiations with banks, real estate agents, or notaries, we handle the details so you can relax.
Your Guide To a New Home in the Czech Republic in 2026
Ready to move from “researching” to actually owning your new home? We’ve created the 2026 Edition of our flagship guide — Your Guide to a New Home in the Czech Republic — a complete, insider roadmap trusted by hundreds of foreign buyers. It reveals what listings don’t tell you, how to negotiate like a local, which legal traps to avoid, and the exact timeline from first search to final keys. If you want to feel fully prepared and avoid costly mistakes, simply request your free 2026 guide here and take the smartest first step toward your new life in the Czech Republic.
Types of Mortgages We Offer
- First-Time Homebuyer Mortgages: Get assistance with every step of buying your first home, from understanding mortgage rates to finding a loan that fits your budget.
- Refinancing Options: Looking to adjust your mortgage terms or interest rate? Our refinancing options allow you to optimize your current mortgage.
- Mortgages for Foreigners: Need help navigating the Czech mortgage market as a foreign resident? We specialize in guiding non-Czech citizens through local financing solutions.
- Home Equity Loans ('Americká hypotéka'): Unlock the value of your property with a flexible loan that can be used for any purpose—including purchasing property abroad, funding investments, or financing major life goals.
Leverage Our Experiences
Jan Řezanka
Senior Financial Broker
Each year, we secure over 1 billion CZK in mortgages for our clients from the EU and beyond. We handle the complex details, making the Czech mortgage process clear and stress-free—from our first chat to handing over the keys.
What we handle for you
- Bank comparison and negotiation
- Pre-approval strategy and application prep
- Document coordination and deadlines
- Communication with banks, agents, and notaries
Simple Mortgage Process with Personalized Support
With Czechia Brokers, mortgage application is a straightforward process. We handle the paperwork and provide full transparency at each stage, ensuring you understand all terms and costs involved. Our mission is to make mortgage applications efficient, understandable, and stress-free, so you can focus on finding your ideal home.
Exclusively for you!
Enjoy a 2000 CZK discount when registering in the real estate register for mortgages above 3.000.000 CZK.
Mortgage for Foreigners in the Czech Republic
Choosing the right mortgage can be a daunting task, especially for foreigners unfamiliar with the Czech Republic's financial landscape. This is where the value of using Czechia Brokers' services comes to light. Our team is adept at simplifying the complex and often overwhelming process of securing a mortgage in the Czech Republic. We manage all the necessary paperwork, monitor and compare the entire market, ensuring that you get the best rates and terms available for both mortgages and loans, helping you make an informed choice that truly suits your needs.
Overall, our goal is to make the process of securing a mortgage for foreigners in the Czech Republic as smooth and stress-free as possible. We guide you through each step, ensuring you understand every aspect of your mortgage agreement. With Czechia Brokers, you're not just getting a mortgage; you're getting a partner dedicated to helping you achieve your dream of homeownership in the Czech Republic.
Ready to Explore Your Mortgage Options?
Take the first step toward your new home today. Contact us to discuss mortgage solutions tailored just for you. With competitive rates and expert support, we're here to turn your property goals into reality.
Ready to move forward?
Tell us your goal — we’ll map the fastest, cleanest path to approval.
Frequently Asked Questions
Want to find out more? Check out our mortgage calculator to see indicative rates or our Comprehensive Guide to Mortgages for Expats in the Czech Republic.